We believe that everyone should be able to obtain life insurance. Even if they have a medical condition.

More about the way we work

De Hoop: A unique reinsurer

Medical conditions can sometimes be difficult to insure. And that applies not only to rare conditions, but also to medical conditions that are increasingly common, such as cancer, diabetes, obesity and cardiovascular disease. These conditions do not always fit within the acceptance criteria of the insurers. That's why we are here: De Hoop. We are a reinsurer. By ceding a life insurance policy to us, insurers do not have to bear the financial risks themselves. Our many years of experience and unique expertise ensure that insurers can accept almost every client.

Why De Hoop?

  • 115 years of experience as a reinsurer
  • We accept 96% of the applications
  • Unique medical knowledge and expertise
  • Personal, fast and professional
  • Insurers have an answer within 2 days

Insuring medical conditions

Since De Hoop was founded in 1905, we have built up a unique amount of medical expertise. Complex medical conditions are expertly translated by our medical advisors into an appropriate risk profile. Whether it concerns common conditions such as obesity, diabetes, cardiovascular disease or cancer, or rare conditions, the involvement of De Hoop as the reinsurer makes it possible for insurers to accept these risks.

We accept 96 percent of the submitted applications. This means that almost everyone can be insured through us.