As a reinsurer, we have built up years of experience which is unique in the Netherlands and abroad.

The way we work

If there is an increased medical risk, it is not always easy to take out a life insurance policy. Insurers can reject the application. De Hoop wants to prevent people from being uninsured against their will. We have been active as a reinsurer since 1905, both in the Netherlands and abroad. More and more insurers are finding out about us. That is a good thing because the more people who know about Hoop, the greater the chance that people who are ill or have been ill can take out a good life insurance policy.


As a client, can I take out a life insurance policy directly with De Hoop?

No, that is not possible. We are a reinsurer. Insurers can assign life insurance to us if there is an increased medical risk. As a client you will not notice this, but in this way we make it possible for insurers to accept you as a client.


Personal and knowledgeable

We are a small, accessible organization with short lines of communication. For insurers, this means that applications are handled by the people with whom they have personal contact. We work quickly and professionally and we process applications immediately. We can accept 96% of the submitted applications. This means that almost everyone can be insured through us.

Why choose a customised route?

If there is an increased medical risk, the chance that you can take out insurance via a customised route is many times greater than it is via the “normal” route. If there is customisation, your file will be personally assessed. Regular (re)insurers usually use manuals, in which the premiums for each medical condition are fixed. De Hoop believes that every client is unique. By looking directly at the client’s file, we often can give a lower estimate than the one based on the manuals of the (re)insurance companies.